Andrew J. Kalinowski, RHU, CLU, CFP
Andy has a distinguished financial services career exceeding 40 years and experience in all levels of insurance product design and distribution as a Home Office Marketing Representative, an Agent, Brokerage Manager, Career Formula General Agent, and Brokerage General Agent.
In 1974 he founded Upstate Special Risk Services, Inc. a national independent brokerage general agency and in 1983 he founded LifeMark Securities Corp., a national fully principled broker/dealer.
Andy's leadership and commitment to excellence is evidenced by his years of service to the insurance industry.
Andy was instrumental in forming a national insurance consulting firm and two national IMOs. At one time or another, Andy has served as an officer, director of founding member of many insurance organizations including NAIFA-Rochester, NAIFA-NYS, Charter member of NAILBA and the IAFP. He was the only field designated NAIFA representative to the ACLI endorsed IMSA project. He also served on the board of directors of a major insurance company.
Three significant industry achievements include receiving from NAIFA-Rochester the Rachel May Swaim Award in 1992, in 2001 receiving from NAIFA-NYS the Benjamin Brewster Government Relations Award and in 2010 from NAIFA-NYS the Spence McCarty Award for substantial and meritorious contributions to the life and health insurance industry.